Revenues 0-3 Million SR

Micro Enterprises

Revenues 3-40 Million SR

Small Enterprises

Revenues 40-200 Million SR

Number of employees 50 to 249 (full-time)

Medium Enterprises

#منشآت تحتفي بـ #اليوم_الوطني_92 مع #بوليفارد_رياض_سيتي في أجواءٍ مليئة بالوطنية والفخر.

Funding Awareness

أصدر الرئيس التنفيذي المكلف لبنك المنشآت الصغيرة والمتوسطة ، قراراً يقضي بتعيين ياسر بن أحمد الحكمي متحدثاً رسمياً باسم بنك المنشآت الصغيرة والمتوسطة إضافة إلى مهامه كمديراً للعلاقات الإعلامية.

تأتي هذه الخطوة لتعزيز الأداء الإعلامي والاتصالي للبنك وتحقيقاً للشفافية مع كافة وسائل الإعلام والصحفيين، كما أنها ستسهم في تسهيل الوصول إلى المعلومات والبيانات التي يعنى بها بنك المنشآت . 
ويمتلك "الحكمي" خبرات عملية متنوعة في قطاع الإعلام والتواصل المؤسسي، حيث عمل في عدد من وسائل الإعلام الإذاعية والتلفزيونية، إضافةً إلى عدد من الجهات الحكومية كمتحدث رسمي ومديرا للإعلام.

 
الجدير بالذكر أن بنك المنشآت الصغيرة والمتوسطة أنشئ بقرار مجلس الوزراء رقم (376) وتاريخ 04 /07 /1442هـ الموافق 16/02/2021م، وصدر نظامه بموجب المرسوم الملكي رقم (م/46) وتاريخ 08/04/1444هـ الموافق 02/11/2022م كأحد الصناديق والبنوك التنموية التابعة لصندوق التنمية الوطني،

أصدر الرئيس التنفيذي المكلف لبنك المنشآت الصغيرة والمتوسطة ، قراراً يقضي بتعيين ياسر بن أحمد الحكمي متحدثاً رسمياً باسم بنك المنشآت الصغيرة والمتوسطة إضافة إلى مهامه كمديراً للعلاقات الإعلامية تأتي هذه الخطوة لتعزيز الأداء الإعلامي والاتصالي للبنك وت

ياسر الحكمي متحدثاً رسمياً لبنك المنشآت الصغيرة والمتوسطة ومديراً للإعلام 

Riyadh, Saudi Arabia – 25 May 2023:

Saudi Venture Capital (SVC) announced its investment of $7.5 million in Endeavor Catalyst IV, which is managed by Endeavor Catalyst, the investment arm of Endeavor Global. The fund will focus on investing in early and late-stage startups.&nbsp; 
The subscription agreement was signed by Dr. Nabeel Koshak, CEO and Board Member at SVC, and Mr. Allen Taylor, Managing Partner at Endeavor Catalyst. The signing ceremony was attended by Mr. Abdulrahman Mansour, acting CEO of the SME Bank. 
Dr. Koshak said: “The investment in Endeavor Catalyst IV Fund is a result of the recent support from the SME Bank to increase the investment capital of SVC, leading to a total investment capital of $1.6 billion. The investment is also part of SVC’s Investment in Funds Program, which is a continuation of the company’s series of investments and an implementation of its strategy related to developing and sustaining financing for startups and SMEs across all stages.”&nbsp; 
Allen Taylor commented: "We are delighted to extend our collaboration with SVC, building upon the accomplishments achieved through Endeavor Catalyst III. My team and I are eager to contribute to the Kingdom's growth, and it's a pleasure to return to Riyadh. The city is truly buzzing with an entrepreneurial spirit!"

Riyadh, Saudi Arabia – 25 May 2023: Saudi Venture Capital (SVC) announced its investment of $7.5 million in Endeavor Catalyst IV, which is managed by Endeavor Catalyst, the investment arm of Endeavor Global. The fund will focus on investing in early 

SVC Invests $7.5 Million in Endeavor Catalyst

الرياض 13 شوال1444 هـ الموافق 03 مايو 2023 م واس

 
وقّع بنك المنشآت الصغيرة والمتوسطة و المركز الوطني لنظم الموارد الحكومية مذكرة تعاون؛ بهدف تعزيز أوجه التعاون في مجال التكامل الرقمي لدعم المنشآت الصغيرة والمتوسطة وفتح مجالات تطويرية عديدة. 
ومثل بنك المنشآت الصغيرة والمتوسطة الرئيس التنفيذي المكلف، عبد الرحمن بن منصور. فيما مَثل المركز الوطني لنظم الموارد الحكومية الرئيس التنفيذي المهندس يوسف بن عبدالرحمن الحرقان، ويسهم توقيع مذكرة التعاون بين بنك المنشآت الصغيرة والمتوسطة المركز الوطني لنظم الموارد الحكومية في العديد من المجالات من بينها، دراسة وابتكار حلول تمويلية للعقود المرتبطة في المشاريع الحكومية، ودراسة وتطوير بيانات تدعم المنتجات والبرامج التمويلية في المشاريع الحكومية. 
وتأتي المذكرة في إطار حرص المركز على تقديم حلول عديدة من خلال أنظمة موحدة ومتكاملة، وتعزيز الابتكار واستخدام التقنيات الحديثة، ودعم المنشآت الصغيرة والمتوسطة والمحتوى المحلي، وزيادة التنافسية.

الرياض 13 شوال1444 هـ الموافق 03 مايو 2023 م وقّع بنك المنشآت الصغيرة والمتوسطة و المركز الوطني لنظم الموارد الحكومية مذكرة تعاون؛ بهدف تعزيز أوجه التعاون في مجال التكامل الرقمي لدعم المنشآت الصغيرة والمتوسطة وفتح مجالات تطويرية عديدة. ومثل بنك المنش

مذكرة تعاون بين بنك المنشآت الصغيرة و  المركز الوطني لنظم الموارد الحكومية

Riyadh, Kingdom of Saudi Arabia – May 22st 2023&nbsp; 
His Excellency the Chairman of the Board of Directors of the Small and Medium Enterprises Bank, Mr. Yousef bin Abdullah Al-Benyan, has appointed the CEO (A) of the Small and Medium Enterprises Bank, Mr. Abdulrahman bin Mohammed bin Mansour, as Chairman of the Board of Directors of the Financing Guarantee Program "Kafalah". 
&nbsp; 
Abdulrahman bin Mohammed bin Mansour has extensive experience in the local market within sectors of investment, financing and financial management during a career spanning more than 21 years. 
An expert in developing financial strategies, investment and project finance, he has worked for many leading institutional investors, led local and international financing operations for major projects and in close association with various board members and subcommittees in respect of investments, funding, internal audit, compliance, governance and finance where he is a Certified Management Accountant (CMA). 
&nbsp; 
During his time at the Public Investment Fund (PIF), he managed finance and investments as CFO (A) for Qiddiya, he also held roles as CFO and CCSO (A) at the Saudi Arabian Industrial Investment Company. As an expert in his field, he successfully led financial operations across international joint ventures within the American Alcoa &amp; Ma'aden, and Saudi Aramco Marine Offshore Projects. 
He has an MBA in Finance from the University of Manchester (UK) and Executive Finance Education from both INSEAD (France) and London Business School (UK).

Riyadh, Kingdom of Saudi Arabia – May 22st 2023  His Excellency the Chairman of the Board of Directors of the Small and Medium Enterprises Bank, Mr. Yousef bin Abdullah Al-Benyan, has appointed the CEO (A) of the Small and Medium Enterprises Bank, Mr

Abdulrahman bin Mohammed bin Mansour Chairman of the Board of Directors of the Small and Medium Enterprises Finance Guarantee Program "Kafalah"

Riyadh, Saudi Arabia – 15 March 2023:

SVC announced the launch of the "Investment in Fintech VC Funds" product, in partnership with the Capital Market Authority (CMA) and the Financial Sector Development Program (FSDP), with an allocation of SAR 300M from the investment portfolio for this product.&nbsp;

The "Investment in Fintech VC Funds" product launched by SVC, as part of the Investment in Fund Program, comes to stimulate the establishment of VC funds in the financial technology (fintech) sector in accordance with the requirements of CMA.

The fintech sector witnessed a steady growth during recent years. It was the most funded sector in Saudi Arabia in 2022 in terms of number of deals and amount of VC funding, accounting for 24% of the total VC funding in the country with $239 Million raised, achieving a growth of 167% compared to 2021.

This growth is driven by the launch of many governmental initiatives that stimulate the fintech sector, such as the "Saudi Fintech" initiative launched by the Saudi Central Bank in partnership with the Capital Market Authority as a stimulus step to develop the fintech industry in Saudi Arabia and enhance its role in national socio-economic development. As well as the launch of the Kingdom's fintech strategy as a new pillar within the Saudi Vision 2030 Financial Sector Development Program (FSDP), which aims to support the Kingdom to be among the leading countries in the field of fintech.

SVC is a government investment company established in 2018 and is a subsidiary of the SME Bank, one the development banks affiliated to the National Development Fund. SVC aims to stimulate and sustain financing for startups and SMEs from pre-Seed to pre-IPO by investing $1.6 billion through investment in funds and co-investment in startups. SVC invested in 35 funds that have invested in 525 companies through 904 deals.

Riyadh, Saudi Arabia – 15 March 2023: SVC announced the launch of the "Investment in Fintech VC Funds" product, in partnership with the Capital Market Authority (CMA) and the Financial Sector Development Program (FSDP), with an allocation of SAR 300M

On the sidelines of the Financial Sector Conference 2023, SVC launches a new product for the investment in fintech VC funds 

صندوق التنمية السياحي

صندوق التنمية الزراعية

Funding Gate partners "Government Funds"

رقمية

فرص

تعميد

ليندو

منافع

Funding Gate partners "FinTech"

ساب

البنك السعودي الفرنسي

بنك الامارات دبي الوطني

البنك الاهلي السعودي

مصرف الانماء

البنك السعةجي للاستثمار

بنك الخليح الدولي

بنك البلاد

البنك العربي

بنك الرياض

بنك الجزيرة

مصرف الراجحي

Funding Gate partners "Commerical Banks"

أملاك العالمية

AMERICAN EXPRESS

الخليج للتمويل

التيسير

البيت الاهلي للتمويل

النايفات

آجل

سهله

شركة متاجر للتمويل

كوارا للتمويل

عبداللطيف جميل

تأجير للتمويل

ينال

اصول الحديثة للتمويل

مرابحة مرنة

الجبر للتمويل

راية للتمويل

اليسر

رافعات الخليج للإيجار التمويلي

تمويل الاولى

توكيلات للتمويل

الشركة الوطنية للتمويل

الجاسرية

الرائدة

الشركة السعودية للتمويل

دويتشة الخليج للتمويل

الامثل 

Funding Gate partners "Financing Companies"

&nbsp;

Voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat

KAFALAH

Subsidiaries

توكيلات للتمويل 

الجزيرة

تمويل الاولى 

منافع 

العربي

البلاد

الرياض

Local

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بنك تنمية الصناعات الصغيرة في جمهورية الهند

Bpifrance

International

Description:

This type of financing product is targeting Micro Enterprises [whose annual revenues not exceeding SAR 3 million, and the number of full-time employees does not exceed 5 ]

Loan Purpose:&nbsp;To fulfilling short and medium-term financing needs: 
1.&nbsp;&nbsp; &nbsp;Opex: General and Administrative Expenses (rent, sales expenses, transportation, salaries, and other expenses). 
2.&nbsp;&nbsp; &nbsp;Capex: Capital expenditures including fixed assets purchases, machinery &amp; equipment purchases, and business expansion

3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Raw Material and finished goods purchases. 
&nbsp;

This type of financing product is targeting Micro Enterprises [whose annual revenues not exceeding SAR 3 million, and the number of full-time employees does not exceed 5 ]

Microloan

Description:

This type of financing is targeting Micro, Small, and medium enterprises [whose annual revenues do not exceed SAR 200 million and the number of employees not exceeding 250].

Loan&nbsp;Purpose: to&nbsp;fulfilling Short-Term Financing needs: &amp; to cover short-term expenses including the following: 
1. Operating expenses including Rent, Utilities, Salaries to employees (Full-time/Part-time), Transportation, and other short-term liabilities &nbsp; 
2. Raw Material and finished goods purchases. 
&nbsp;

This type of financing is targeting Micro, Small and Medium enterprises [whose annual revenues do not exceed SAR 200 million and the number of employees not exceeding 250].

Working Capital Loan

Description:

This type of financing is targeting Micro, Small, and medium enterprises [whose annual revenues do not exceed SAR 200 million and the number of employees not exceeding 250].

Loan&nbsp;Purpose:&nbsp;to&nbsp;fulfilling Medium-Term Financing &amp; The purpose of Term Loans is to provide medium-term financing for SMEs, including fixed assets purchases and business expansion. 
&nbsp;

Term Loan

Description:

This type of financing is targeting E-Commerce for Micro, Small, and medium&nbsp;enterprises [whose annual revenues do not exceed SAR 200 million and the number of employees not exceeding 250].

&nbsp;

Loan Purpose:&nbsp;to&nbsp;fulfilling Short and Medium-Term Financing &amp; To finance the immediate needs of micro, small, and medium enterprises registered on E-commerce platforms for inventory and finished goods.

This type of financing is targeting E-Commerce for Micro, Small and Medium enterprises [whose annual revenues do not exceed SAR 200 million and the number of employees not exceeding 250].

E-Commerce Loan

Description:

This type of financing is targeting Micro, Small, and medium enterprises [whose annual revenues do not exceed SAR 200 million and the number of employees not exceeding 250] with a revolving Credit limit that is re-initiated and set once the entire loan part has been paid.

Loan&nbsp;Purpose: to&nbsp;fulfilling short-term financing needs &amp; to cover the business operating expenses of Micro, Small, and medium enterprises with flexible loan withdrawals within the pre-approved credit limit.

This type of financing targets Micro, Small, and medium enterprises [whose annual revenues do not exceed SAR 200 million and the number of employees did not exceed 250] with a revolving Credit limit that is re-initiated and set once the full loan pri

 Revolving Limit Loan

Description:

The credit card product is targeting Micro, Small, and medium enterprises [whose annual revenues do not exceed SAR 200 Million and the number of employees not exceeding 250].

Purpose:&nbsp;to fulfilling the short-term financing needs &amp; to&nbsp;cover business expenses of MSMEs, such as: 
 
1. Petty Cash: usual business payments such as office supplies, transportation supplies, and marketing expenses. 
2. General Purposes: travel expenses for employees including flight tickets, hotel bookings, dining expenses, and car rentals.

The credit card product is targeting Micro, Small and Medium enterprises [whose annual revenues do not exceed SAR 200 million and the number of employees not exceeding 250].

Credit Card

Increasing financing to SMEs

is the total number of SMEs in KSA

Is the total credit facilities provided to SMEs

Percentage of financing provided to SMEs out of total financing

Is the growth rate of total credit facilities provided to SMEs

Funding Platform connects Financing Institutions with SMEs that are interested in obtaining funding products provided by SME Bank 

Get a Loan

Total Funding Amount Since January 2020 

Kingdom has announced its ambition to go cashless, aiming for 70 percent non-cash transactions by 2030

Kingdom has announced its ambition to go cashless, aiming for 70 percent non-cash transactions by 2030

Tarabut Gateway announces four partnerships as open banking set to launch in Saudi Arabia

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Jodayn Test 

video 1

Funding Requests

Partners

The Small and Medium Enterprise Bank (SME Bank) was established under the resolution of the Saudi Council of Ministers, No. (376), dated 4/7/1442 AH (corresponding to 16/2/2021). The SME Bank aims to support the Kingdom’s 2030 Vision goals by raising the SME sector’s contribution to GDP from 20% to 35% 

Who we are

SMEs in Saudi Arabia

SMEs Definition

Products